uk flexible mortgages

Flexible mortgages for a flexible life style!

The term Flexible Mortgages is used to describe a relatively modern type of mortgage product, that can be obtained from a number of different lenders (banks or building societies). A flexible mortgage is normally characterised by all or a combination of the following features :-

• Daily interest calculations.
• The ability to make unlimited or specified overpayments without penalty.
• The ability to underpay (pay less than full monthly payment) or take payment holidays (have a month off paying your mortgage).
• The ability to draw down money (within pre-specified limits) - giving you instant (or rapid) access to the equity available in your property.
• The ability to Offset savings or current account balance(s) against your mortgage, reducing the amount of capital that you pay interest on. This feature can be used to reduce your monthly payments or to shorten your mortgage term.
• If you would like to receive advice on the range of Flexible Mortgages available, please submit an enquiry and we will introduce you to a qualified independent mortgage adviser
• Daily interest calculations.

If you would like to receive advice on the range of Flexible Mortgages available, please submit an enquiry and we will introduce you to a qualified independent mortgage adviser

Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form or call on 0845 344 0349. For further information on the service offered through 1st Direction Mortgages, please e-mail us on information@1stdirectionmortgages.co.uk.

All of our partner companies hold independent status - this means that their advisers are not tied to any one lender, and that they will act for you when arranging a mortgage and not the lender. They are only interested in finding the most appropriate mortgage to meet your needs. In fact, with new regulation in the mortgage industry, an adviser must show evidence of their understanding of your needs, and their reasons for selecting their recommended mortgage product for you.

Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours!

Thousands of clients have been advised through our introductory service.

The remote mortgage advice service offered by our partner companies is ideal for people who do not want to invite a stranger into their home or attend a face-to-face advice appointment at an advisers office. All advice is given at no obligation. You will be given all the facts and can make an informed decision to accept or decline the advice provided, in a pressure free 'natural' environment. The key to our internet mortgage service is that we only introduce clients to advisers who are independent and who will work for you not for any one lender.

We Believe the Best Advice is Independent Advice!