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100% mortgages UK

It is possible to obtain 100% mortgages that cover the full value of a property, without the requirement to put down a deposit or leave spare equity. 100% mortgages are very popular in a rising property market, particularly for first time buyers wishing to obtain a footing on the property ladder, and who do not have a deposit available.

100% mortgages are not suitable for everybody's needs, in a falling property market you may end up owing more than your house is worth, i.e. a "Negative Equity Situation", and you should obtain professional advice before deciding on which type of mortgage is most suitable for your needs.

To help you find the most competitive 100% mortgage deal to meet your unique and specific needs, it is of great importance to obtain Independent Advice from a qualified Independent Mortgage Adviser, who works for you, not for a panel of lenders.

Click Here for a FREE 100% mortgage enquiry


Following the completion of our simple mortgage enquiry form, your enquiry will be electronically allocated to an independent mortgage adviser. They will guide you through the mortgage advice process in a clear and transparent manner. The information provided will allow them to begin to source the most appropriate mortgage for you.

1st Direction Mortgages (UK) introduces to Park Row Associates Ltd and other strategic (independent) advice partners. Park Row Associates Ltd are a national independent financial advice company who are authorised and regulated by the Financial Services Authority. 1st direction mortgages, as part of the Mortgage Introduction Services group of websites, believe very strongly that the, "Best Advice is Independent Advice". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs. For information on our partner advice companies, please click here.

Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage.

The aim of this service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.

The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.

You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.

We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.

Once the adviser has obtained the information they require to find you the most appropriate deal, he / she will source from the whole UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you).

Click Here for a FREE 100% mortgage enquiry

We Believe the Best Advice is Independent Advice



Mortgage type quick find
100% mortgages Adverse Credit Mortgages Buy To Let Mortgages Capped Rate Mortgages
Cash Back Mortgages Current Account Mortgages CAT Standard Mortgages Discount Mortgages
Expatriate Mortgages First Time Buyer Mortgages Fixed Rate Mortgages Flexible Mortgages
Interest Only Mortgages Remortgages Repayment Mortgages Self Certification Mortgages
Tracker Mortgages Commercial Mortgages mortgage guide  

Mortgages UK Home

We believe the Best Advice is 'Independent' Advice!

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee may be payable for mortgage advice, depending on your circumstances,
of up to 1% of the loan amount."

1st Direction Mortgages (UK)

Mortgage Introducer Services

Trading Style of 1st for Finance Ltd.
Registered in England & Wales no. 4719270

1st for Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee of up to £15. 1st for Finance Ltd is not authorised or regulated by the Financial Services Authority. The content of this web site is 'information' on the services that are offered by our partner advice companies. The content of this website must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs. 1st for Finance Ltd hold no responsibility for any advice given by our partner companies.
Please read our Terms Of Business for further information.

Registered Office:
7 Fidlas Road Llanishen Cardiff CF14 0LW

Mortgage Advice Line 0845 344 0349 (Answered by Park Row, Cardiff Branch)

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