It is possible to obtain 100% mortgages that
cover the full value of a property, without the requirement to
put down a deposit or leave spare equity. 100% mortgages are
very popular in a rising property market, particularly for first
time buyers wishing to obtain a footing on the property ladder,
and who do not have a deposit available.
100% mortgages are not suitable for everybody's
needs, in a falling property market you may end up owing more than
your house is worth, i.e. a "Negative Equity Situation", and you
should obtain professional advice before deciding on which type
of mortgage is most suitable for your needs.
To
help you find the most competitive 100% mortgage deal
to meet your unique and specific needs, it is of great importance
to obtain Independent Advice from a qualified Independent
Mortgage Adviser, who works for you, not for a panel of lenders.
Following
the completion of our simple mortgage enquiry form, your enquiry
will be electronically allocated to an independent mortgage adviser.
They will guide you through the mortgage advice process in a
clear and transparent manner. The information provided will allow
them to begin to source the most appropriate mortgage for you.
1st
Direction Mortgages (UK) introduces to Park Row Associates Ltd
and other strategic (independent) advice partners. Park Row Associates
Ltd are a national independent financial advice company who are
authorised and regulated by the Financial Services Authority.
1st direction mortgages, as part of the Mortgage Introduction Services
group of websites, believe very strongly that the, "Best Advice
is Independent Advice". We are very careful to ensure that all
our partner advice companies are, and remain to be, independent and
retain whole of market access to ensure that you can obtain (through
our service) the most appropriate mortgage to meet your needs.
For information on our partner advice companies, please click
here.
Our
other strategic partners have been selected to compliment our
association with Park Row. It will be clear to you which of our
partners will deal with your request at the earliest possible
stage.
The
aim of this service is to introduce people like yourself to a
specialist independent mortgage adviser, who can either
advise and recommend a specific mortgage deal for you (based
on your needs / circumstances) or can offer detailed information
on suitable products to help you select the most appropriate
mortgage deal available to meet your needs.
The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.
You
will be instantly notified by e-mail of any additional information
required, using an easy to complete mortgage questionnaire form.
All information will be contained on a secure server, and will
remain confidential between you and your adviser.
We
like people to remain in control, so the preferred methods of
contact are both phone and e-mail. It can be arranged that an
adviser can come to see you in person at your request, but find
that most clients prefer to work remotely.
Once
the adviser has obtained the information they require to find
you the most appropriate deal, he / she will source from the
whole UK market using in-house regularly updated mortgage sourcing
software. He / she can e-mail or post recommended product illustrations
for you to look over (or may be available to provide a face-to-face
advice appointment with you).
We
Believe the Best Advice is Independent Advice
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