Eliminate Debt
To eliminate debt is to owe no money whatsoever. The mortgage balance is zero, no bank loans or no credit card balances. With the average person in the UK said to be £22,000 in debt not including the mortgage you can see the number of people that have no debt. Debt in itself is not a bad thing as long as you can make the repayments. Banks and building societies have to lend money in a responsible way but all to often people find that their circumstances have changed and they find it difficult to cope with the debt.
The fast way to pay off a mortgage and eliminate the debt is to double the repayments on a flexible mortgage. This would reduce the monthly repayments on a standard 25 year mortgage to 84 months just by doubling the mortgage payments.
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